Wedding Savings Calculator
Plan your wedding budget by calculating how much to save each month. Reach a $30,000 wedding fund in 2 years with a structured savings plan.
The average American wedding costs between $28,000 and $35,000, and most couples finance it through a combination of savings, family contributions, and careful budgeting over an engagement period of 12 to 24 months. With $2,000 already set aside and a two-year runway, you can build a $30,000 fund through disciplined monthly transfers without taking on debt or raiding retirement accounts.
How much do you want to save?
What you've already saved toward this goal
When do you want to reach your goal?
Interest or investment return rate
Save Per Month
$1,103
Save Per Week
$255
Save Per Day
$36
Interest will contribute $1,518 toward your goal — that's money earned without any extra effort on your part.
Key Considerations
- To reach $30,000 in 24 months starting from $2,000 at a 5% return, you need to save approximately $1,120 per month -- splitting this between two partners brings it down to about $560 each.
- Venue and catering typically consume 40-50% of a wedding budget ($12,000-$15,000), so locking in those contracts early with deposits of $2,000-$5,000 lets you spread the remaining costs over more months.
- Consider a tiered savings approach: deposit $800 per month in the first year while researching vendors, then increase to $1,400 per month in year two when deposits and final payments come due.
- Keep wedding funds in a high-yield savings account rather than investments -- market downturns in your two-year window could force you to cut your guest list or downgrade vendors at the worst time.
- Track spending against specific budget categories (venue, photography, attire, flowers) rather than one lump sum -- couples who itemize their wedding budget overspend by 12% less on average.
See also: