Financial Planning Calculators
Budget, plan for emergencies, and make informed financial decisions.
Retirement
Estimate how much you need to save for retirement and whether you're on track to meet your goals.
Emergency Fund
Determine how much you should have in your emergency fund based on your monthly expenses and risk factors.
Basic
A simple everyday calculator for quick math — addition, subtraction, multiplication, division, percentages, and more.
50/30/20 Budget
Apply the 50/30/20 budget rule to your income. See exactly how much to allocate to needs, wants, and savings each month.
Rent vs Buy
Compare the true cost of renting vs buying a home over time. See your break-even point and which option builds more wealth.
FIRE
Calculate your Financial Independence, Retire Early (FIRE) number. See how soon you can reach financial freedom based on savings rate and expenses.
Income Tax
Estimate your federal income tax for 2026 based on filing status, income, deductions, and credits. See your effective and marginal tax rates.
Net Worth
Calculate your net worth by adding up all assets and subtracting liabilities. Track your financial health over time.
Paycheck
Estimate your take-home pay after federal and state taxes, Social Security, Medicare, and retirement contributions from each paycheck.
Inflation
Calculate how inflation erodes purchasing power over time. See the future cost of goods and the real value of your savings at any inflation rate.
Salary to Hourly
Convert your annual salary to an hourly rate, see your effective rate after PTO, and view a full pay period breakdown with after-tax estimates.
Tip
Calculate the right tip amount for any service. Split bills among multiple people and see per-person totals with customizable tip percentages.
Break-Even
Calculate your break-even point in units and revenue. See how fixed costs, variable costs, and price per unit determine when your business starts turning a profit.
Capital Gains Tax
Estimate your capital gains tax on stocks, real estate, and other investments. Compare short-term vs long-term rates and see your net profit after taxes.
Self-Employment Tax
Calculate your self-employment tax (Social Security and Medicare) as a freelancer or 1099 contractor. See your SE tax, deductible half, and quarterly estimated payments.
Hourly to Salary
Convert your hourly wage to an annual salary, see gross and net pay at every frequency, and model overtime earnings with a full reference table.
Profit Margin
Calculate gross, operating, and net profit margins from revenue and costs. Compare margin scenarios and see how pricing changes affect your bottom line.