Data Reports

Each report starts from a public dataset, applies the same formulas as our calculators, and publishes the result for every state. Inputs, assumptions, and limits are written out, and the full table is free to download, so anyone can check the work.

Updated October 2026

Mortgage Affordability by State: Median Home vs. Median Income

What the monthly payment on each state's median home costs at 7.40%, as a share of median household income, for all 50 states and DC.

Data: Census ACS 2024 1-year, Freddie Mac PMMS

Every report follows the standards on our methodology page: primary sources, a stated check date, and plain-language limits. To use a figure in your own work, see the citation and license note at the end of each report.