Terms of Service

By accessing and using CalcWise ("the Site"), you agree to these Terms of Service. If you do not agree with any part of these terms, please do not use the Site.

Use of Service

CalcWise provides free online financial calculators and educational content. You may use our tools for personal, non-commercial purposes without creating an account or providing personal information.

Disclaimer — Not Financial Advice

The calculators, tools, and content on this website are for informational and educational purposes only. They do not constitute financial, tax, legal, or investment advice.

Results produced by our calculators are estimates based on the inputs you provide and standard financial formulas. Actual results may differ due to fees, taxes, market conditions, lender-specific terms, or other factors not captured by our tools.

Before making any significant financial decision, we strongly recommend consulting with a qualified financial advisor, tax professional, or other appropriate expert who can provide personalized guidance based on your specific circumstances.

Accuracy

We strive to maintain accurate and up-to-date calculators and content. However, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any information on this site. Financial laws, tax rules, and market conditions change frequently. Users are responsible for verifying any information before acting on it.

Limitation of Liability

To the fullest extent permitted by law, CalcWise and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or inability to use the Site, including but not limited to financial losses resulting from decisions made based on calculator outputs or content.

Intellectual Property

All content on this website — including text, design, graphics, code, and calculator logic — is the property of CalcWise and is protected by copyright law. You may not reproduce, distribute, or create derivative works from our content without written permission.

You are welcome to link to any page on our site and to share calculator results for personal or educational purposes.

Advertising

This site displays third-party advertisements to support our free service. We are not responsible for the content or accuracy of third-party advertisements. The inclusion of any advertisement does not constitute an endorsement of the advertised product or service.

Modifications

We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice. We may also update these Terms of Service periodically. Continued use of the Site after changes constitutes acceptance of the revised terms.

Governing Law

These terms are governed by the laws of the United States. Any disputes arising from the use of this Site shall be subject to the exclusive jurisdiction of the courts in the United States.

Contact

If you have questions about these terms, please contact us at hello@calcwise.tools.